Credit Score

Mortgage

Mortgage Planning for the Self-Employed: Overcoming Documentation Challenges

Introduction As a self-employed individual, one of the most important decisions you’ll make is purchasing a home. However, obtaining a mortgage can often be a daunting task due to the unique challenges faced by self-employed individuals when it comes to providing documentation. Without a steady stream of income and employment history, lenders may view self-employment […]

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Loan, Student Loan

Exploring the Impact of Student Loans on Credit Scores and Financial Planning

Introduction Student loans are a necessary evil for many college students. With the rising cost of tuition, textbooks, and living expenses, it’s nearly impossible to avoid taking out loans to cover the costs of education. According to a recent study by Experian, the average student loan debt for graduating students in 2019 was over $35,000.

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